Terms & Conditions

1 GENERAL INTRODUCTION, DEFINITIONS AND STIPULATIONS

1.1 Betbull is operated and managed by Vivaro Limited, a company duly incorporated and registered on 23/12/2008 under the laws of Malta, with Company Registration No. C45929, and having its registered office and business address at Luxe pavilion 2nd level, Diamonds International Building, Portomaso, St. Julian’s, STJ 4010 Malta.

1.2 The “Betbull Rules” are the terms and conditions constituting the complete, final and exclusive agreement between the Account Holder (“you”) and Betbull and governing the contractual relationship between BetBull and the Account Holder. The Betbull Rules supersede and merge all prior agreements, representations and understandings between the Account Holder and BetBull. By opening a Betbull Account, registering, logging-in, using the Services, participating in the games, or accepting any Prize, a visitor or an Account Holder fully understands and agrees:
a. to become a party to the Betbull Rules,
b. that he/she has read, understood and will be adhering to these Terms and Conditions, and
c. that he/she shall abide by all its terms

1.3 Betbull may update, amend, edit and supplement the Betbull Rules at any time. Any substantial amendment to the Betbull Rules shall be notified in advance by Betbull to the Account Holder, before coming into effect and will require your consent. If you do not agree with the amendment(s) to the Betbull rules, you will not be permitted to continue using the Services.
All references in the Betbull Rules to the singular shall include the plural and vice versa. All references to “the” shall include “a/an” and vice versa..

1.4 An “ Account Holder” is an individual having a contractual relationship with Betbull by creating a Betbull Account on the Website.

1.5 A “ Betbull Account” is an account held by an Account Holder, for bona fide transactions, with a strict aim to establish a normal commercial relationship with Betbull and with the strict purpose of conducting betting and other gaming and gambling transactions.

1.6 The “ Contract” is the contractual relationship between Betbull and an Account Holder and shall be constituted under and governed by the Betbull Rules, i.e. the “Terms and Conditions”.

1.7 The “ Governing Authorities” are the relevant authorities of Malta.

1.8 The “ Governing Law” is the law of Malta.

1.9 The “ Place of the Contract” is Malta.

1.10 The “ Regulator” is the Maltese Gaming Authority (“MGA”), which is a regulatory authority established by Maltese law to govern all forms of gaming in Malta. For more information, please go to www.mga.org.mt.

1.11 The “ Website” is the internet gateway accessible through the internet address www.betbull.de where all current and relevant information regarding Betbull’s operations is published, and through which the Services are provided to the Account Holders.

1.12 The “ Services” are the gaming and betting offers provided by Betbull to the Account Holder through the Website, whether such Website is accessed via the internet or through the Betbull application on a mobile device.

1.13 The “ Gaming and Betting Duty” refers to the special tax applicable on gaming and betting in Malta.

1.14 A “ Card” refers to all types of cards with a function of “payment”, “charge”, “debit”, “credit”, “virtual” and/or similar.

1.15 A “ Payment Solution Provider” is an intermediary acting as a payment agent for various different payment methods.

1.16 A “ Financial Institution” is a bank and/or other institution regulated by an applicable domestic financial services Act or similar.

1.17Force Majeure” refers to any occurrence or condition beyond one’s reasonable control which leads to a delay or default in the performance of the affected party’s contractual obligation and shall, for the purposes of the Betbull Rules, include Acts of God, government restrictions (including the denial or cancellation of any necessary licence where such denial or cancellation is made through no fault of the affected party), wars, outbreak of hostilities, riots, civil disturbances, insurrections, acts of terrorism, fire, explosions, floods, theft, malicious damage, strikes, lockouts, and/or any other cause beyond the reasonable control of the party whose performance is affected.

1.18Client Application” shall mean the web browser application opened by the Account Holder in order to use the Services.

1.19Software” shall mean all software used by Betbull to offer and/or operate the Services and/or run the Client Application.

1.20 A “ Prize” is an amount, a bonus or a reward that can be won by the Account Holder.

1.21 An “ Inactive Account” is a Betbull Account which has not recorded any log-in and/or log-out for a period exceeding 12 consecutive months.

1.22 All trademarks, service marks and trade names as well as images, graphics, text, concepts or methodologies (collectively the “ Intellectual Assets”) found on the Website, the Client Application and the material contained therein are the exclusive property of Betbull and/or Betbull’s suppliers and partners. The Account Holder is not entitled to exploit or otherwise use any Intellectual Asset for whatever purpose, except for what is allowed by law.

2 LICENSES

2.1 Vivaro Limited is duly licensed in Malta and is regulated by the MGA to provide fixed odds betting services: Licence № MGA/CL2/1079/2015, Class 2 on 4 (Soft Construct MT MGA/CL4/1063/2014), issued on 23/06/2015.

3 ACCOUNT RULES

3.1 Creation of a Betbull Account

3.1.1 An individual cannot participate in a game for money unless that individual is an Account Holder. To be registered as a player, an individual must register personally and submit an application for registration. The following information must be provided:

a. date of birth and provide valid identification showing that the player is over eighteen (18) years of age or the applicable legal age of majority as stipulated in the jurisdiction of your residence (identification documents which must be submitted include: copy of a valid identity card, passport or driving licence);

b. player’s first and last name;

c. player’s full residential address;

d. player’s valid email address; and

e. a username and a password.

3.1.2 An individual applying to become an Account Holder warrants and represents not to be under the age of eighteen (18) years. Minors cannot register as a player and cannot hold a Betbull Account. Betbull reserves the right to request additional proof of age and perform additional checks in order to verify the information provided. A Betbull Account may be suspended until satisfactory proof of age is provided.

3.1.3 As part of the registration process, the potential customer is asked to confirm that they agree to the Terms and Conditions and affirm that they are of over 18 years of age. After the registration the customer is asked via an e-mail to submit a scanned copy of their passport to verify their age. The same e-mail informs the customer that in any event, failing to comply with the requirement of age verification within 72 hours after the registration, the following actions will be taken by betbull.de: a) the account will be frozen, b) no further gambling will be permitted until age verification has been successfully completed. Meanwhile, if the age verification process reveals that the customer is underage, betbull.de returns to the customer any money paid in respect of the use of the gambling facilities. In this event, no winnings shall be paid.

3.1.4 An individual applying to become an Account Holder furthermore warrants and represents:

a. to be a physical person (a legal entity will not be accepted as an Account Holder);

b. not to be a resident of Afghanistan, Albania, Antigua and Barbuda, Australia, Belgium, Bulgaria, Cayman Islands, Cuba, Cyprus, Czech Republic, Denmark, France, Hong Kong SAR, Hungary, Iran, Ireland, Israel, Italy, Japan, Kahnawake, Libya, Macau, Montenegro Myanmar, Netherlands, Netherlands Antilles, North Korea, Poland, Portugal, San Marino, Saudi Arabia, Serbia, Singapore, Spain, Sudan, Switzerland, Syria, The Philippines, Romania, Russia, Taiwan, Turkey, Ukraine, United Kingdom, United States, Vatican City, Vietnam, Yemen, or any other jurisdiction from where use is so prohibited.

c. not to be a professional player in any sport, competition or league where Betbull offers betting;

d. not to be restricted by limited legal capacity;

e. not to be acting on behalf of another party;

f. not to be classified as a compulsive problem gambler, and/or be included (whether voluntarily or involuntarily) on any register or database of excluded players;

g. not to be depositing monies originating from criminal and/or other illegal activities;

h. not to be depositing monies through a Card which the Account Holder is not authorised to use and/or utilizing a Card in a jurisdiction in which betting and gaming are prohibited;

i. not to be depositing funds through a Card which is not in the name of the Account Holder;

j. not to be conducting criminal activities whereby a Betbull Account is directly or indirectly involved;

k. not to be holding an active account with another legal entity which is part of the same group as Betbull, meaning other entities directly or indirectly controlled by Vivaro Limited;

l. not to use the Services if it is illegal in his/her country of residence or otherwise restricted for him/her to open a gaming account, purchase or use services from Betbull and/or otherwise participate in the games offered. It is the Account Holder’s responsibility to ensure his/her use of Betbull’s Website and Services is legal;

m. not to find the Website or the Services offensive, objectionable, unfair, nor indecent; and

n. to maintain his/her Betbull Account details up-to-date in terms of the following: first and last name, country of residence, valid email address and phone number.

3.1.5 An individual applying for a Betbull Account acknowledges and accepts:

a. all definitions and stipulations as stated under the Betbull Rules;

b. the Betbull Rules as currently published on the Website, as well as any possible future changes to the Betbull Rules;

d. that the Place of the Contract is Malta; and

d. that the Contract is governed by: (i) the Betbull Rules as published in English; (ii) any regulatory provisions or other decisions made from time to time by the Governing Authorities; and (iii) the Governing Law of the Place of the Contract.

3.1.6 An individual applying for registration warrants and represents that any information provided in their application form is true and correct. Failing this, Betbull will not register the individual, and where that individual has already been registered, Betbull will block the Betbull Account when it becomes aware that the individual has provided false information when registering as a player.

3.1.7 Betbull reserves the right to refuse the registration of any individual for any reason, at its sole discretion. Any contractual obligations already made will be honoured.

3.2 Management of the Betbull Account

3.2.1 Betbull reserves the right at its own discretion and at all times, to:

a. decline to open a Betbull Account and/or to close an existing Betbull Account without any explanation whatsoever;

b. decline to accept deposits without any explanation whatsoever;

c. request documents to verify: (i) the identity of the Account Holder, (ii) his/her authorization to use a specific Card and/or (iii) other facts and information provided by the Account Holder. Such request may be made at any given moment and Betbull reserves the right to suspend an account pending investigation;

d. transfer and/or license, without prior notice, data regarding an Account Holder to any other legal entity, in any country, ultimately managed and controlled by Vivaro Limited, subject to Betbull guaranteeing that the said data at all times is transferred and managed in accordance with applicable laws, data protection acts and/or similar;

e. transfer and/or license, without prior notice, the rights and liabilities regarding an Account Holder to any other legal entity, in any country, ultimately managed and controlled by Vivaro Limited, subject to Betbull guaranteeing the liabilities being honoured;

f. hold and manage funds belonging to Account Holders in accordance with generally accepted guidelines for cash management regarding such funds; this may include a Financial Institution and/or a Payment Solution Provider being entrusted to hold funds in the name of and/or for the benefit of Account Holders, as approved by the Regulator;

g. forfeit and/or confiscate funds available on a Betbull Account and/or refuse to honour a claim, in the event that, directly or indirectly: (i) the Betbull Rules have been violated; and/or (ii) other unauthorised activities have occurred in connection with a betting event and/or the operation of a Betbull Account (such as, but not limited to, breach of the law or other regulations, breach of a third party’s rights, fraud, and cheating);

h. suspend and/or cancel the participation of an Account Holder in the games, promotional activities, competitions or other services, whenever Betbull is of the opinion that there are legitimate concerns that a Vbet.net Account is, has been, or may be used for illegal, fraudulent or dishonest practices;

i. suspend and/or cancel the participation of the Account Holder in the Services, and/or forfeit and/or confiscate funds available on their Betbull Account if the Account Holder is found cheating, or if it is determined by Vbet.net that the Account Holder has employed or made use of a system (including machines, robots, computers, software or any other automated system) designed to defeat or capable of defeating the Client Application and/or Software.

3.2.2 Betbull is committed to detecting and preventing software programs which are designed to enable artificial intelligence (“AI Software”) to play on ITS website(s) including but not limited to opponent-profiling, player collusion; robots, other ‘cheating’ software or anything else that in our reasonable opinion distorts normal game play and enables the player to have an unfair advantage over other players. You acknowledge that Vbet.net will take measures to detect and prevent the use of such programs and AI Software using methods (including but not limited to reading the list of currently running programs on a player’s computer) and the customer agrees not to use any AI Software and/or any such programs.

3.2.3 Betbull warrants and represents at all times to:

a. manage funds belonging to Account Holders in a secure and appropriate manner; and/or

b. absorb the cost of and pay the Gaming and Betting Duty, as applicable, at the Place of the Contract;

c. manage data regarding an Account Holder in accordance with applicable laws, data protection acts and/or similar;

d. not offer contingencies to customers to proceed to any fund transfer between customers’ accounts.

3.2.4 Betbull shall keep Account Holders’ funds separate from Betbull’s own funds in a client account held with a Financial Institution approved by the Regulator.

3.2.5 A Betbull Account does not accrue interest. The Account Holder shall not treat Betbull as a financial institution.

3.2.6 An Account Holder can only hold one Betbull Account at a time. In the event that this rule is breached, Betbull reserves the right to block and/or delete the superfluous Betbull Account(s) held by the Account Holder in breach of this clause, and reallocate all the funds to a single Betbull Account. No bonus given to the superfluous Betbull Account(s) will be reallocated.

3.2.7 A Betbull Account is non-transferable. It is prohibited for players to sell, transfer or acquire accounts from or to other players. Funds cannot be transferred between Betbull accounts.

3.2.8 An Account Holder shall not allow any other individual, including any minor, to use or reuse its Betbull Account, access and/or use any material or information from the Website, accept any Prize, or access and/or participate in the Services.

3.3 Responsible Gaming – Account Settings

3.3.1 An Account Holder may, in the Betbull Account settings:

a. set a limit on the amount that they deposit into their Betbull account within a specified period of time;

b. exclude themselves from playing for a definite period of time.

3.3.2 An Account Holder who has set a limit as above in a) may change or revoke the limit in the Betbull account settings. Increasing or revoking a limit takes effect seven days after Betbull has registered the change. Decreasing a limit takes effect immediately after Betbull has registered the change. Betbull shall not accept a wager from an Account Holder contrary to a limit or exclusion set by themselves as above.

3.3.3 If Betbull believes that a player’s gambling will cause them financial or personal difficulties, Betbull reserve the right to close their Betbull Account.

3.3.4 Kindly be advised that gambling can be addictive. If a player deems to require help to overcome any such addiction, they should kindly follow this link https://www.vbet.net/#/?help=responsible-gaming&lang=eng to the Responsible Gaming page of the Website.

3.3.5 For further information on financial protection please refer to Self-exclusion and Financial Protection of Players Section below:

3.4. Self-exclusion and Financial Protection of Players

3.4.1 We are aware that whilst for the majority of customers gaming is simply an entertaining pastime, for a small number of people it can become a problem. For any players wishing to limit their gaming, Betbull offers the Self-exclusion option, which allows an Account Holder to close their account immediately for at least six months. You can send us an email on support@betbull.de or call us on +37410510051 to request a self-exclusion period or threshold (minimum 6 months). Alternatively, the customer can access their personal Betbull account and from the “My Profile” menu the customer will then be able to go to “Self-Exclusion” section, select the period for self-exclusion (six months, one year, forever), and confirm the selection by clicking the “Save” button. The request will be accepted immediately, and the client will receive confirmation by email.

3.4.2 Self-exclusion is a formal process at customers own discretion to be barred for a definite (1 month, 6 months, 1 year, 2 years, 5 years) or indefinite period. For indefinite self-exclusion, the Customer shall contact Betbull customer support via an e-mail to support@betbull.de with a corresponding request. Self-exclusion request from the customer shall become effective immediately.

3.4.3 Once you begin your Self-Exclusion, you will no longer be able to deposit funds or play in any of our products. However, you will be able to withdraw any balance you may have on your account. Any ongoing bets will remain active and any winnings will be paid to the customer on termination of the event.

3.4.4 Once the self-exclusion period becomes effective, it cannot be cancelled by Betbull for any reason whatsoever and the customer cannot open another account. Any accounts pertaining to customers who have excluded themselves for a definite or indefinite period, will not be automatically reopened. Only after the expiry of the exclusion period, the Customer may by a written notice request the reopening of the account; no other method of activation is permitted.

3.4.5 Another financial protection option offered by Betbull is limitation of deposits. Deposit limits allow the customer to limit the amount of funds they can deposit into their account. The amount can be chosen over a daily, weekly or monthly period. The deposit limit will allow the customers to restrict the amount of money entering their account, before betting takes place.

3.4.6 When setting a deposit limit within a specified period of time (daily, weekly, monthly), the customers have to follow these steps: go to “My profile”, choose the “Deposit Limits” section, set their preferred limits for a specified period and “Save” the settings.

3.4.7 Upon setting a deposit limit or self-exclusion in the manner contemplated above, the customer can only change or revoke the limit or exclusion by a written notice sent to support@betbull.de. A notice to increase or revoking a deposit limit, or to decrease or revoke self-exclusion period, has effect only 7 days after the receipt of the notice/request. A notice reducing a deposit limit or increasing the self-exclusion period has effect immediately upon receipt of the notice by Betbull.

3.4.8 There are specific software products available to assist the customer with the self-exclusion process. For more information, please visit the following sites:

Netnanny: www.netnanny.com/features/internet-filter

Gamblock: www.gamblock.com

Betfilter: http://www.betfilter.com/

CYBERsitter: https://www.cybersitter.com/

3.4.9 We take all reasonable steps to ensure that the self-exclusion procedure is adhered to and we shall use all reasonable endeavours to ensure that no promotional material is sent to customers who have excluded themselves from playing. However, the customer accepts that we are in no way responsible towards the customer or any third party if s/he continues to play with any added accounts, in which he/she has changed any registration details (including cases in which the customer opens an account with the same details but inserted differently in the registration form) or if publicity material is inadvertently forwarded to him. We also strongly recommend that the Client seeks urgent professional assistance if s/he finds a way to continue playing during the self-exclusion period.

3.4.10 You may feel in control of your gambling but would like a break to consider your gambling or maybe you are in the middle of a busy time and don’t want to spend time or energy on gambling. If this is the case a time-out period may help you. A time-out period (a maximum of 6 weeks) is set and controlled by you, so if you want to re-open your account at any point by contacting support, if you think you have a gambling problem then you should also consider self-exclusion, so we can help you with preventing future gambling within set periods. During a time-out period (maximum of 6 weeks) you will not be able to deposit or place a bet. Another way of taking some time away from online gambling is to put a “blocker” on your computer two well-known ones are Gamblock ( www.gamblock.com) and Betfilter ( www.betfilter.com) A time-out may not be the most appropriate option if you think you have a gambling problem. If this is the case, then you should also consider self exclusion so we can help with preventing future gambling within set time periods to allow you time to take a complete break and consider you're gambling.

3.5 Inactive Accounts

3.5.1 An “Inactive Account” is a Betbull Account which has no record of any log-in and/or log-out for a period exceeding twelve (12) consecutive months.

3.5.2 Betbull reserves the right to charge a monthly administrative fee for Inactive Accounts. The monthly fee for Betbull Accounts held in euros is set at EUR 5. The administrative fee will be charged and deducted from the Inactive Account at the beginning of the month following the month in which the Betbull Account became inactive.

3.5.3 Betbull reserves the right to close the Inactive Account once the account reaches zero balance. All Account Holders, whose Betbull Accounts remain inactive for 12 months will be notified within 30 days prior to any fees being charged to their Betbull Accounts. The Account Holders may therefore reactivate their Betbull Accounts by logging in/logging out or withdrawing their funds within the 30 days’ time window without incurring any fees. Should any Account Holder reactivate their Betbull Account within three months, they will be refunded any inactivity fees.

3.5.4 Betbull shall remit the balance on an Inactive Account to the MGA, in accordance with the Remote Gambling Regulations, if:

a. no transactions have been recorded on a Betbull Account for a period of 30 consecutive months; (A dormant account is an account that has not been accessed for 30 months, that has a real money balance. Once your account becomes dormant, if we have been unable to contact you, the Company, in accordance with the applicable law, will close your account and transfer your remaining account balance to the MGA.) and

b. Betbull has made reasonable efforts to contact the Account Holder of the Inactive Account but the Account Holder could not be satisfactorily located or the required payment instructions were not available.

c. Once the balance is remitted to the MGA, the money will be forfeited and the Inactive Account closed.

3.5.5 Should an account be blocked or excluded and a balance is still available in the account, you shall be contacted by our customer support notifying you that a balance is still available in your account. You shall be requested to provide details for the withdrawal of such pending amounts. If the Account Holder cannot be satisfactorily contacted, the outstanding balance shall be remitted to the MGA. Provided that no claim shall lie against Betbull after it has remitted the balance to the MGA.

3.6 Chargeback

3.6.1 Subject to the sub-clauses below and without prejudice to Betbull’s right to seek redress under any applicable legislation, regulation, enactment or policy, or under any other provision of the Betbull Rules, Betbull shall have the right to block a Betbull Account when a chargeback has been requested in relation to that Betbull Account.

3.6.2 When a chargeback has been requested, Betbull will send a “Chargeback Notice” to the Account Holder at the email address mentioned in the Account Holder’s details, in order to seek confirmation of the Account Holder’s identity and of the payment method used to credit to the Account Holder’s Betbull Account any funds entirely unrelated to a chargeback (“Untainted Funds”).

3.6.3 In the absence of confirmation by the Account Holder of the Account Holder’s identity and of the payment method used to credit Untainted Funds to the Account Holder’s Betbull Account, following a Chargeback Notice, Betbull will send two written reminders to the Account Holder at the email available to it, each of which will be subject to a processing fee of fifty (50) EURO drawn on any Untainted Funds.

3.6.4 Where a Betbull Account has been blocked due to a chargeback and the Account Holder has not:

a. logged in to the Betbull Account for a period of thirty (30) consecutive months; or

b. confirmed to Betbull his identity and the details of the payment method used to credit Untainted Funds to the Account Holder’s Betbull Account and then requested a withdrawal;

3.6.5 any Untainted Funds on the Betbull Account will be treated as though they were funds on an Inactive Account and Betbull will remit the balance on the Betbull Account of the Account Holder to the MGA.

3.7 Closure of a Betbull Account

3.7.1 An Account Holder may close their Betbull Account at any time by contacting Betbull’s Customer Support using the contact details provided in the “FAQ” section on the Website, either by phone or email. Any funds in the Betbull Account will be remitted to the Account Holder.

3.7.2 Should an existing Betbull Account be closed, any obligations already entered into will be honoured.

3.7.3 Account Holders who wish to recover funds held in a closed, blocked or excluded account are advised to contact Customer Support.

3.7.4 In case of closure of their Betbull Account due to gambling addiction or fraud, an individual must not open a new Betbull Account. Betbull will not be liable should the individual succeed in opening a new account, nor for any direct or indirect consequential damages. Betbull reserves the right to close an account opened in breach of this rule at any point.

4 PAYMENT RULES

4.1 Deposits to and withdrawals from a Betbull Account shall at all times be made through a Financial Institution or a Payment Solution Provider. Procedures, terms and conditions, availability, and duration for deposits/withdrawals may vary depending on time as well as the country and Financial Institution in question. Current advice is available when logged in on the Website under the headings “Deposit” or “Withdrawal”. We reserve the right to request the completion of our Know Your Client (KYC) process right after the first deposit effected to your Account, in order to carry out the necessary verifications.

4.2 Betbull will not make a payment in excess of two thousand three hundred and thirty Euros (€2,330) (or its equivalent under the operational currency) to an Account Holder out of his/her Betbull Account before the Account Holder's identity, age and place of residence have been sufficiently verified.

4.3 Betbull does not accept cash funds sent or delivered directly to Betbull or a Payment Solution Provider.

4.4 Betbull will credit to the Betbull Account all funds received by Betbull from or on behalf of the Account Holder, or owed by Betbull to the Account Holder.

4.5 General Method of Payment/Withdrawal from/to Betbull Account

4.5.1 An Account Holder is only allowed to:

a. make deposits to his Betbull Account with his personal Card or via his personal account created with one of the Financial Institutions or their licensees;

b. request withdrawals of funds held on his Betbull Account to his personal account created with one of the Financial Institutions or their licensees.

4.5.2 An Account Holder is responsible for providing Betbull with the correct details of his personal account for the purpose of withdrawals from his Betbull Account.

4.5.3 An Account Holder must not allow third parties to use his Betbull Account to make deposits to or withdrawals from his Betbull Account.

4.5.4 It is the Account Holder’s sole responsibility to ensure that he complies with the above provisions.

4.6 Betbull shall not accept a wager from an Account Holder unless a Betbull Account has been established in the name of the Account Holder and there are adequate funds in the Betbull Account to cover the amount of the wager, or funds necessary to cover the amount of the wager are provided in an approved manner.

4.7 Betbull shall not deal with the credit balance of a Betbull Account except:

a. to debit from the Betbull Account a wager made by the Account Holder or an amount the Account Holder indicates they want to wager in the course of a game they are playing or about to play;

b. to remit funds standing to the credit of the Betbull Account to the Account Holder, at the Account Holder's request, in terms of regulation 37 of the Remote Gaming Regulations;

c. to pay reasonable bank charges for deposits received and funds withdrawn; or

d. as otherwise authorised by the Remote Gaming Regulations.

4.8 The balance of a Betbull Account may turn negative in case of chargeback.

4.9 Withdrawals from a Betbull Account are made through payments addressed to the Account Holder or transferred to a bank account held in the name of the Account Holder, as advised by the Account Holder. Whenever possible, Betbull will restrict withdrawals to be made only to the same account utilised by the Account Holder to make deposits.

4.10 When an Account Holder wishes to withdraw funds they have deposited into their Betbull Account but have not wagered in any game or sport betting offer, Betbull reserves the right to refuse to transfer the funds to another bank account than the one the funds originated if Betbull suspects fraud and/or money laundering.

4.11 Depending on the payment method chosen by the Account Holder, minimum and/or maximum deposit limits may apply.

4.12 Further Conditions to Making Withdrawals/Deposits from/to a Betbull Account

4.12.1 To withdraw an amount from the account, the Account Holder must complete the following steps.

a. Choose Payment in the Account section.

b. Choose payment system.

c. Provide the required personal data and indicate the amount.

d. Press Confirm.

A message confirming the payment will then appear.

4.12.2 The withdrawals will be remitted only to the same account from which the funds originated:

4.12.3 There can also be limitations for withdrawals.

4.12.4 The identity of players will be verified on cumulative withdrawals of €2,330.

4.12.5 No cash deposits / withdrawals will be effected.

4.12.6 Here are the payments systems integrated with www.betbull.de. Each of them has its own rules which are stated below.

4.12.7 In future, this document will be modified regarding the new payment systems, which will be integrated to www.betbull.de.

4.13 Betbull reserves the right to charge the Account Holder for administrative costs resulting from withdrawals made by the Account Holder, as indicated on the Website.

4.14 Placing a bet through the Internet may be illegal in the jurisdiction in which an Account Holder is resident and/or domiciled; if so, the Account Holder is not authorised to use a Card for the purpose of placing a bet.

4.15 The participation of an Account Holder in the Services in a jurisdiction where such participation is prohibited by law shall not affect any stakes or payment made to and accrued for the benefit of Betbull.

4.16 Betbull, MGA or any Governing Authority can monitor or request to review all transactions to prevent money laundering. All suspicious transactions detected by Betbull will be reported to the Governing Authorities.

4.17 All transactions are checked to prevent money laundering.

4.18 It is the sole responsibility of the Account Holder to pay and proceed with all necessary diligence in relation to taxes on any Prize, if and where applicable.

4.19 It is unlawful to deposit money from ill-gotten means.

5 SECURITY RULES

5.1 Betbull upholds strict confidentiality regarding all relations with the Account Holder. However, if required by the Governing Authority, a judge or, when required to do so by law, another public authority, and/or in the event of an Account Holder violating the Betbull Rules, data can be disclosed to a third party for investigation purposes.

5.2 The Account Holder is given a personal account number. The Account Holder chooses a password and a username. It is the Account Holder's own responsibility not to share this information. If the Account Holder has reasons to believe that others have become aware of this information, the Account Holder should immediately contact Betbull’s Customer Support and a new password will be issued. Betbull is not required to maintain usernames or passwords. If the Account Holder misplaces, forgets, loses, or shares with a third party their username and/or password, or is otherwise unable to enter the Website or any Service for any reason other than Betbull’s error, Betbull will not be responsible and will not be held liable for any claim regarding that Betbull Account.

5.3 All telephone communications between the Account Holders and Betbull are recorded for security and training purposes and/or compliance with accounting and finance regulations.

5.4 All electronic communications between the Account Holder and Betbull are kept on record for compliance with accounting and finance regulations.

5.5 Card deposits may, from time to time, be partially and/or fully declined subject to certain security systems managed in collaboration with a Payment Solution Provider and/or a Financial Institution. Such security measures may decline Cards that are legitimate, but which nevertheless it may not be possible to process at a particular time. Betbull’s personnel do not control the said systems, nor do they have any knowledge of the reasons for any deposits being declined.

5.6 Betbull may request documents to verify the identity of the Card user and/or authorisation to use a specific Card and/or other facts and information provided by the Account Holder before expediting deposits and/or withdrawals. This may cause slight delays. From time to time, chargebacks are received and these will be treated in accordance with Betbull procedures.

5.7 It is illegal to use and/or abuse an error or an instance of incompleteness on the Website, and/or in the Client application, and/or in any of the Software and/or Services provided on the Website. Should the Account Holder detect or become aware of such an error or incompleteness, they shall:

a. refrain from taking any advantage whatsoever thereof;

b. keep strictly confidential such error or incompleteness;

c. upon detection or becoming aware of such error or incompleteness, notify it to Betbull by sending an email to support@betbull.de .

5.8 Without prejudice to other remedies available under law or equity, should the Account Holder not comply with this clause, Betbull:

a. shall be entitled to full compensation for all costs that may be associated with the error or incompleteness, and harm resulting from the breach of this clause by the Account Holder;

b. reserves the right to, notably but not limited to, block the Account Holder’s Betbull Account, and/or freeze or subtract all or part of the Betbull Account balance without prior notice, in order to cover part or all of the damages suffered or envisaged to be suffered by Betbull.

5.9 An Account Holder’s identity will be determined on the basis of all or a combination of information, such as name, mailing address, email address, and any other type of identification that may possibly be required.

6 DISCLAIMER

6.1 The Betbull Rules as published in English and as may be amended from time to time in accordance with these Rules govern the Contract between you and Betbull. These Rules may be published in a number of languages for information purposes and for ease of your access. All versions will convey the same principles in different languages. Should there be any discrepancy between the terms in the English language version and the version in any other language, the English version will prevail.

6.2 The Account Holder is advised to comply with applicable legislation in the jurisdiction in which they are domiciled and/or resident. Betbull does not provide advice to the Account Holder regarding tax and/or legal matters. Should the Account Holder wish to obtain advice regarding tax and legal matters, they are advised to contact appropriate advisers and/or authorities in the jurisdiction in which they are domiciled and/or resident.

6.3 In the event of Betbull being found liable in any way by a court of law and/or a similar authority with legal competence and/or jurisdiction over Betbull, then Betbull’s liability is limited to the amount of the stake, or the Account Holder’s net winnings, whichever is the lesser. Alternatively, when relevant and applicable, the amount recorded in the Betbull Account or the amount transferred into or out of the Betbull Account, whichever is the lesser.

6.4 Betbull reserves the right, at all times, to resolve any dispute, at its own discretion, in accordance with principles of equity.

6.5 Betbull is not affiliated or connected with sports teams, event organisers, or players displayed on its websites, and does not claim any intellectual property rights relating to their name and image, which are used strictly in order to provide the Services.

6.6 Betbull makes no representation or warranty, explicit or implicit, as to the legal rights of the Account Holder to participate in the Services, nor shall any of Betbull’s employees, licensees, distributors, wholesalers, affiliates, subsidiaries, advertising, promotion or other agencies, media partners, agents or retailers have the authority to make any such representation or warranty. The Account Holder shall not use the Services, open, use or reuse a Betbull Account, enter the Website, nor accept any Prize if the Account Holder does not fully understand, agree to, wish to become a party to, and comply with, without exception, all the Betbull Rules contained herein, and as these may be amended from time to time.

6.7 Betbull does not acknowledge or accept any liability for damage and/or losses to an Account Holder and/or a third party caused directly and/or indirectly due to the Account Holder:

a. making deposits to his Betbull Account via a third party’s Card or account;

b. requesting withdrawals from his Betbull Account to a third party’s account;

c. providing incorrect details of his personal account for the purpose of withdrawals from his Betbull Account;

d. allowing third parties to use his Betbull Account to make deposits to or withdrawals from his Betbull Account.

6.8 The Account Holder should take all appropriate measures to protect the data and/or Software stored on their computer against all damage of any sort or intrusion.

6.9 The connection to the Website and the participation of the Account Holder in any Service is under the Account Holder’s responsibility.

6.10 Betbull does not acknowledge or accept any liability whatsoever for damage and/or losses to an Account Holder and/or a third party caused directly and/or indirectly due to any:

a. mistake, misprint, misinterpretation, mishearing, misreading, mistranslation, spelling mistake, fault in reading, transaction error, technical failure, technical hazard, registration error, manifest error, cancellation of a game for any reason, Force Majeure and/or any other similar event;

b. violation of the Betbull Rules;

c. collusion and/or criminal actions;

d. advice provided by Betbull;

e. failure of Betbull’s central computer system or any part thereof; delays, losses, errors or omissions resulting from failure of any telecommunications or any other data transmission system; and/or

f. financial risk and loss, including but not limited to variances in exchange rates.

6.11 The Account Holder understands that the Services offered on the Website are for entertainment value only. The Account Holder is not required to use the Services, and such participation, if elected by the Account Holder, is at the Account Holder's sole choice, discretion and risk. The Account Holder’s interest in the Services and the Website is personal, and not professional. The Account Holder enters the Website for their sole personal entertainment. Any other entrance, access, use or reuse of the Services and/or the Website by the Account Holder/Player is prohibited.

6.12 The SMS notification service is purely for the benefit of the Account Holder. Betbull does not acknowledge or accept any liability whatsoever should there be a mistake in the content of the SMS notifications or should the Account Holder fail to receive the SMS notification(s).

6.13 All Prizes won through competitions, promotions and/or poker tournaments organised by Betbull will be sent within an estimated and not guaranteed delay of six weeks from the end of the competition, promotion or tournament.

6.14 Should the Account Holder’s participation in the Services be interrupted by a failure of the telecommunication system, or of the Account Holder’s computer system, preventing them from continuing to use the Services after they have placed a wager, Betbull shall take all reasonable steps to ensure that its approved computer system enables the Account Holder to resume, upon restoration of the system, the Account Holder’s participation in the Services as at the time immediately before the interruption. If Betbull 's system does not enable the Account Holder to do so, Betbull shall:

a. ensure that the game is terminated;

b. refund the amount of the wager to the Account Holder in their Betbull Account.

6.15 Should a Service miscarry after starting due to a failure on the part of Betbull 's computer operating system, Betbull shall:

a. refund the amount wagered in the Service, and if the Account Holder has an accrued credit at the time the Service miscarries, credit the monetary value of the credit to the Account Holder’s Betbull Account or, if the said account no longer exists, by paying it to the Account Holder in an approved manner;

b. immediately informs the Regulator of the circumstances of the incident;

c. refrain from conducting a further Service if the Service is likely to be affected by the same failure.

6.16 Participation in the Services implies knowledge and acceptance of the limits of the Internet, especially:

a. technical capacity, response time for consultation, interrogation or transfer of information, risk of interruption, and in general risks inherent in any connection and transmission failure;

b. failure in the protection of data;

c. contamination risks by potential viruses circulating on the net.

6.17 Hence, without prejudice to other clauses of this Disclaimer section, Betbull shall not be responsible for (including but not limited to):

a. transmission and/or reception of any data and/or information on the Internet;

b. any dysfunction of the network preventing the good progress of any game;

c. failure of any reception material or communication circuit;

d. loss of any data;

e. any damage caused by a virus, computing bug or technical failure;

f. any damage caused to the materiel of the Player, including hardware and software;

g. any failure preventing or limiting participation in a game, or a failure damaging the Account Holder’s system, including their hardware and software.

6.18 Gaming material (whether electronically obtained or obtained by other means) is automatically invalid if counterfeited, mutilated, forged, altered or tampered with in any way, or if illegible, mechanically or electronically reproduced, obtained outside authorised legitimate channels, or if it contains printing, production, typographical, mechanical, electronic or any other errors.

6.19 Betbull is not responsible for lost, late, illegible, incomplete, damaged, mutilated, misdirected or ‘postage due’ mail, requests, Prize claims or entries.

6.20 Betbull’s liability for any error or malfunction included in the games is limited to replacement. Betbull shall not be liable for playing device malfunctions nor attempts by the Account Holder to use the Services by methods, means or ways not intended by Betbull.

6.21 The Account Holder shall hold Betbull, its employees, officers, directors, licensees, distributors, wholesalers, affiliates, subsidiaries, advertising, promotion or other agencies, media partners, agents and retailers harmless and shall fully indemnify the same from any and all costs, expenses, liabilities and damages whatsoever that may arise as a result of Account Holder's:

a. entry, use or reuse of the Website;

b. use of any Website material;

c. entry, use or reuse of the servers used to provide the Services;

d. entry, use or reuse of a Client Application;

e. participation in the games and Services; or

f. the acceptance of any Prize.

6.22 Under no circumstances, including but not limited to negligence, shall Betbull, its Software and Client application, software suppliers, subsidiary companies, or affiliates be liable for any direct, indirect, incidental, special or consequential damages resulting from the use of or the inability to use Betbull 's or its suppliers’ products, Client Application and/or materials. The Account Holder specifically acknowledges and agrees that Betbull is not liable for any defamatory, offensive or illegal conduct of any Account Holder. If the Account Holder is dissatisfied with any Service, or with any of the present Betbull Rules, the Account Holder's sole and exclusive remedy is to discontinue using the Services.

6.23 The Account Holder understands, acknowledges and accepts that any resemblance of names, circumstances or conditions used, depicted, described or suggested in the games operated on the Website with reality is entirely coincidental and unintended.

6.24 The Account Holder understands that Betbull reserves the right to change or remove any of its Services at any time.

6.25 The Account Holder shall review the Betbull Rules as posted on the Website on a regular basis, and not less than once a month.

7 BONUS RULES

Specific rules governing bonuses, loyalty programs and "Gift A Bet" programs may be found at the following link https://m.betbull.com/docs/de/bonus-rules.html

8 Betting

8.1 The use of Vbet.net Sportsbook is subject to the regulations imposed by the Regulator ( www.mga.org.mt).

8.2 Any dispute relating in any way to the use of this Sportsbook should be emailed to support@betbull.de. Should the reply not be considered satisfactory, a further complaint may be lodged with the MGA in line with Clause 10 below.

8.3 Betbull reserves the right to make changes to the site, betting limits, pay-out limits and offerings.

8.4 A bet can be declared void, and will be, in the event of required compliance with applicable law or Force Majeure.

8.5 For complete Betting Rules please link to https://betbull.de/#contact

8.6 Betting rules are an integral part of the Contract between Betbull and an Account Holder. By accepting Betbull Rules, Account Holder confirms that he has read and understood the Betting rules and that he will abide by them.

8.7 We reserve the right to limit or refuse any bet, stake or other wager made by you through your account at any time. We are not obliged to give reasons for doing so but will make reasonable efforts to give reasons where possible.

8.8 Stakes on sports bets made by an Account Holder, who places such stake from within the Federal Republic of Germany are subject to a taxation of five percent (5%) of the stake due to the Race Betting and Lottery Act of 1 July 2012. Betbull will absorb the cost of the five percent (5%) taxation on the stake.

9 Claims and Disputes

9.1 Any claim regarding a transaction in conjunction with a Betbull Account shall be made to Betbull within six months after the transaction, payment and/or settlement took place, or should have taken place; otherwise Betbull reserves the right, at its own discretion, not to consider the claim.

9.2 If an Account Holder wishes to lodge a complaint, it should do so with Betbull’s Customer Support using the contact details on the “Get Help” page on the Website. The parties should do their utmost to reach an amicable settlement within a reasonable time. Should the complainant not be satisfied with the resolution of such complaint, s/he may also lodge a complaint within the Malta Gaming Authority (Suite 1, Level 3, TG Complex, Brewery Street, Mriehel, Birkirkara, BKR3000, Malta, Tel +356 21316590 /1/3/4) (www.mga.org.mt) or via email to support.mga@mga.org.mt. The Malta Gaming Authority’s decision shall be final and binding.

9.3 The complaint must contain clear and unequivocal information about the Account Holder's identity, and shall give all the relevant details that gave rise to the complaint. Betbull will immediately look into any complaint made to it or to the Regulator.

9.4 Betbull will inform the Account Holder or, where the complaint was referred to Betbull by the Regulator, the Regulator of the results of its investigations within twenty-one (21) days from the date on which the complaint has been lodged with Betbull.

9.5 If a dispute should occur between Betbull and the Account Holder, Betbull will make accessible to the Account Holder a detailed transaction record. Such information will also be made available to a legitimate third party (e.g. a judge or court) if Vbet.net deems it necessary or if it is required by a legitimate authority.

10 Amendments

Any substantial amendment to Betbull Terms and Conditions shall be notified in advance by Betbull to the Account Holder before coming into effect and the Account Holders shall be required to provide their consent to the amended terms and conditions.

11 Your Personal Information

Please refer to our Privacy Policy for details on how we deal with any personal information received by us from you. You confirm that you have read, understood and accept the Company’s Privacy Policy. Please click the link https://www.betbull.de/en/#privacy

12 Entry into Force

These terms and conditions are effective from 03.08.2018.